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It is a court order to an employer to withhold all or part of an employee's wages and to send the money to the court or to the person entitled in a certain lawsuit against the employee, to satisfy a debt. The most common type of garnishment is the wage garnishment.
Garnishments can be taken for any type of debt. The most common examples include:
- Child support - Taxes - Unpaid court fines - Defaulted student loans - Any other type of monetary judgment
Wage garnishments are limited by federal law to 50 percent of the disposable income that the employee earns where there is a second family, 60% where there is not a second family, and an additional 5% of either limit if the arrange equals or exceeds 12 weeks of support payments. In Florida, the wage of a person who provides more than half the support for a child or other dependent are exempt from garnishment altogether (though this exemption is subject to waiver).
If you feel you are in danger of a creditor getting a court judgment against you and garnishing your wages or property, contact attorney Jorge L. Gonzalez for a free consultation, and learn what he can do for you to minimize the potential damage of garnishment.
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